As we transition into retirement and our senior years, our needs and priorities will typically experience a significant shift — as will the challenges we face, from healthcare concerns to financial ...

As you near retirement, frugality may become more important. After all, many retirees live on fixed incomes. And, living on a fixed income can be difficult in today's inflationary environment.

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Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...