When purchasing a home, there are many factors to consider, including the type of mortgage you want and the interest rate you’ll pay. Another consideration is buying mortgage points to lower your rate ...

When you apply for a mortgage, your lender will probably quote you an interest rate -- say, 4.5%. The problem with the interest rate is that is doesn't usually reflect the true cost of borrowing money ...

Brai is the founder of SW4 Insights, a public policy advisory firm based in Washington D.C. He has over a decade of experience as a journalist and consultant covering finance and economic policy, with ...