Most small businesses struggle to manage cash flow, the backbone of their success. Like many other businesses, small business owners need to pay their suppliers, employees, and all their operating ...

Money management and cash flow are consistently cited as some of the top reasons that small and midsize businesses (SMB) fail. The U.S. Bureau of Labor Statistics estimates that about 20% of small ...

When James Kelly, senior vice-president treasury, risk management and insurance, joined Pearson in 2017 he decided to focus on areas where he felt treasury could add the most value – providing capital ...

The first smartphones were released in 2007, and only 15 years later, we have phones that can do much more than simple calls and text messages. Most people are now fully equipped with a GPS device, a ...

Traditional banks have begun offering businesses of all sizes a tech tool that fintechs had developed for small firms: cash-flow forecasting, or anticipation of how money will flow into and out of a ...

Cash flow forecasting is the process of estimating your future cash inflows and outflows over a specific period. With a good forecast, you can see exactly when cash will flow in and out of your ...

Your cash flow determines whether you can pay bills, meet payroll, and invest in growth. When customers pay late or accounts payable pile up, your liquidity tightens, making even strong profits feel ...