U.S. consumers have more credit card debt than ever before, hitting a fresh record $1.17 trillion last quarter, according to ...

More than 1 in 5 Americans (21%) have used a credit card to earn rewards in the past 12 months despite having credit card ...

Regardless of which option you choose, it’s important to understand how they can influence your credit score for better or worse. The first way most debt consolidation options can affect your ...

Know the difference between how much you owe (debt) and how much you can borrow (credit). Learn how to manage both to avoid financial trouble and understand how credit scores are calculated.

How outstanding medical bills impact your credit score has shifted in recent years, but a proposed government regulation could remove medical debt from credit reports altogether. Can medical debt ...

See how we rate credit score services to help you make smart decisions with your money. Nearly everyone who owes money to creditors thinks about how they can reduce or eliminate their debt.

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Carrying a large balance increases your debt burden, hurts your credit score and negates any benefits you're getting from your card's rewards plan. And with credit card interest rates at historic ...

standard debt-payoff strategies may be available. For example, depending on your credit score, you may be able to get a 0% balance transfer credit card. That means moving your debt from a higher ...

For example, if this is your first time applying for a personal loan, it will improve your credit mix, which makes up 10% of your FICO score. Once you open a debt consolidation loan, you can ...

you’re contributing to the diversification of your credit mix, which makes up 10 percent of your score. As the name implies, these loans are personal loans used to consolidate debt. Let’s say ...