The flooring approach is a retirement strategy that uses guaranteed income sources, like Social Security, pensions, or annuities, to cover essential expenses. This creates a stable “floor” of income ...

In search of alternatives to burdensome student loans, universities, companies and policymakers are increasingly drawn toward the concept of risk-sharing between students and universities. The concept ...

For many Americans, their financial planning goals can be broken down into two periods: saving for retirement and spending in retirement (if you’re up on your financial industry jargon, you might know ...