As a matter of plan design, for purposes of matching contributions some 401(k) plans provide that a participant’s compensation for the entire plan year is taken into account (regardless of whether the ...

Your employer's 401(k) match looks like a small line on your pay stub, but it functions more like a built‑in raise that ...

With economic turmoil still impacting the stock market, Americans have watched their 401(k)s fall with the investments they’re tied to. And as savers are told to sit tight and take a breath, some may ...

I learned one of my favorite words when I was living in Louisiana: lagniappe. It refers to a small gift a merchant gives a customer when they buy something. Loosely translated, it means “a little ...

If you work for a larger company, there's a pretty good chance that one of your workplace benefits will include access to a 401(k) plan. And if you're lucky, that plan will include some type of ...

Retirement: aka your “golden years.” You’ve worked hard for many decades and finally saved up enough to call it quits at your 9-to-5 job. For many Americans, saving money with a 401(k) retirement plan ...

The match amount is calculated as if the employee contributed their loan amount to the plan even if they did not make any elective contributions. The IRS has issued interim guidance for a new ...

Many employers offer matching incentives for 401(k) participants. It pays to contribute enough money to your employer's plan to snag your match in full. Beyond that, you may want to look at other ...