If you can make these three moves, you may find that you're able to take home a lot more money than just $2,002.39 per month.

When you start collecting Social Security, any change in finances can be scary. But selling your house doesn't have to be, if you plan ahead.

If you can keep working while looking after your health, do it. You get 100% of your Social Security benefit at full retirement age, which is 67 for anyone born in 1960 or after, and you receive a lesser amount if you claim at any time from the age of 62 until full retirement age. If you wait until age 70, you receive roughly 8% more per year .