Learn what a purchase APR is, how its rates affect you, and strategies to avoid extra costs on credit cards by paying balances in full before due dates.

Jake Safane has nearly 15 years of journalism and marketing experience on topics ranging from local entrepreneurship to international banking. He has written for publications such as The Economist, LA ...

You will often see the acronym ‘APR’ used in car advertising. It stands for ‘Annual Percentage Rate’ – in other words, the total cost of borrowing a certain amount of money for 12 months. The APR ...