Though the Federal Reserve has been cutting interest rates, mortgage rates have been increasing or holding steady. When will potential homeowners see mortgage relief.

The Fed cut rates for the second time this year. Learn how this impacts mortgage rates and what to expect in the coming months.

The Fed wants to push down the cost of borrowing money for homes, cars and other purchases. But mortgage rates aren’t determined by the Fed, they’re heavily influenced by Treasury yields, which go up and down based on economic expectations.