Most balance transfers cost 3%-5%, so that's between $300 and $500 on a $10,000 transfer. Here's why that fee is small ...

Recent data from Experian shows how credit card debt varies across generations. Generation-Z carries an average balance of $3,493; Millennials hold $6,961 and Generation-X carries the most at $9,600.

Using credit cards may feel like a slippery slope — that little piece of plastic is convenient, but can quickly land you in a tough spot financially. As evidence, look no further than the U.S. total ...