Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the ...

Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry. She ...

Building positive credit is an imperative part of life. Without a healthy credit score, not only will it limit your ability to rent or buy a home, but it will also affect how much you pay for ...

Liliana Hall was a writer for CNET Money covering banking, credit cards and mortgages. Previously, she wrote about personal credit for Bankrate and CreditCards.com. Some card details on this page may ...

A strong credit score can mean lower mortgage and credit-card rates. But a perfect 850 is mostly about bragging rights. Written By Written by Contributor, Buy Side Michelle Lambright Black is a ...

For many people, a credit card feels like an invitation to overspend. If you’re someone who prefers to keep life simple, ...

When you apply for financing, like a credit card or loan, the lender that reviews your application is almost certain to check a copy of your credit report and credit score. With certain loans, like ...

Lisa Maloney is a credit cards specialist, award-winning writer and former stringer for The Wall Street Journal. She has extensive experience as a consumer reporter, leveraging careful research and ...