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Simply Put: What is an RRSP? | Christopher Lyn, CFP®
1.1K views
1 month ago
linkedin.com
Group RRSPs: A Guide to Canada's Employee Pension Plans
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Maple Market -Brief-
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If you’re married or in a common-law relationship, your RRSP strategy should never be individual — it should be planned as a couple. Here’s why. RRSPs are not just about saving tax today. They’re about controlling how you’ll be taxed in retirement. If one spouse earns significantly more, they’re usually in a higher tax bracket. That means RRSP contributions from the higher-income spouse create bigger tax savings. But here’s the smart move most couples miss: A Spousal RRSP. With a spousal RRSP, t
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